Learn / Digital Estate Planning Checklist for Homeowners

Digital Estate Planning Checklist for Homeowners

Owning a home means managing a complex web of accounts, service providers, and access codes. If something happens to you, your family needs to keep the lights on, the mortgage paid, and the home secure — without knowing where to start.

Mortgage & Property

  • Document your mortgage lender, account number, and online login
  • Record your property tax account and payment schedule
  • Note your HOA contact and account if applicable

Utilities

  • Document electricity, gas, water, and internet accounts
  • Record how each utility is paid and the billing cycle
  • Note any auto-pay arrangements

Home Access

  • Document alarm codes and how to reach the alarm company
  • Record smart lock codes or key locations
  • Note any gate codes or building access

Insurance

  • Document homeowners insurance policy and how to file a claim
  • Record flood, earthquake, or other supplemental policies
  • Note your insurance agent contact

Service Providers

  • List your regular contractors and service providers
  • Record pest control, landscaping, and other ongoing services
  • Document any home warranty and how to file claims

Put this into practice

A vault keeps all of your home-related accounts in one place — so your family can keep the home running without scrambling for information during a crisis.

Create your free vault →

Related guides

→ What Happens to Your Bank Account When You Die → Digital Estate Planning Checklist for Parents